01
Business Loan
Funding options for working capital, equipment, expansion and business growth requirements.
Know More →
HARNAM DAS LOAN SERVICE
Reliable Loan Partner For Businesses & Individuals.
We offer smart, reliable, and transparent financial solutions with quick loan processing, flexible repayment options and expert guidance to help individuals and businesses achieve their financial goals.
20+
Years Experience
2003
Since
Pan India
Service Reach
financial
consultation
Find The Right Financial Support
Professional loan consultation for individuals, MSMEs, SMEs and businesses.
Loan Solutions
2003 — 2026
✓
Transparent
Process
₹
Flexible
Loan Solutions
01
20+ Years Experience
Financial consultation since 2003
02
Banking Expertise
Strong banking sector experience
03
Multiple Loan Solutions
Business, MSME, Home & more
04
Pan India Assistance
Serving clients across India
20+
Years Of
Experience
Experience
ABOUT US
Talk To Our Loan Experts →
Empowering Growth Through Financial Access
At Harnam Das Loan Service, we believe finance should be an enabler — not an obstacle.
We have been working in the financial consultation field since 2003, helping MSMEs, SMEs and individuals achieve their financial goals.
Our founder has been associated with many leading banks and has served as Area Sales Manager for SME Unsecured Loans, gaining deep expertise in this sector.
Since 2014, we have been providing independent consultation services, offering a complete range of financial solutions across India.
✓
Transparent Process
✓
Fast Loan Processing
✓
Trusted Bank Partnerships
✓
End-to-End Assistance
NEED FINANCIAL ASSISTANCE?
Get In Touch
→
Let's Find The Right Loan Solution For You.
OUR SERVICES
Helping You Secure The Right Financial Support
Explore financial solutions designed for businesses, MSMEs, individuals, property owners and entrepreneurs.
02
MSME / SME Loans
Flexible financial solutions designed to support micro, small and medium enterprises.
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CGTMSE Loans
Assistance for eligible MSMEs seeking credit solutions under the CGTMSE framework.
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Mudra Loans
Financial assistance options under the Government's Mudra Yojana for eligible businesses.
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Unsecured Loans
Explore collateral-free loan options subject to eligibility and lender approval.
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Cash Credit Loans
Short-term business finance solutions for eligible businesses and working capital requirements.
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Loan Against Property
Explore secured funding solutions against eligible residential or commercial property.
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Home Loans
Professional assistance for individuals looking to finance their home purchase.
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Construction Finance
Financial solutions for eligible builders, developers and contractors.
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EMI CALCULATOR
Calculate Your Loan EMI.
Adjust the loan amount, interest rate and tenure to get an estimated monthly EMI, total interest and total payment.
LOAN PLANNING
EMI Calculator
₹
₹
₹10,000
₹10 Crore
%
1%
30%
Years
1 Year
30 Years
i
This calculator provides an estimated EMI for planning purposes. Actual loan terms, interest rates and approval depend on the applicable lender criteria.
ESTIMATED MONTHLY EMI
₹2,099
Your estimated monthly repayment
Principal
₹1,00,000
Total Interest
₹25,950
Total Payment
₹1,25,950
PAYMENT BREAKDOWN
79%
/
21%
Principal
Interest
WHAT WE ARE EXPERT AT
Why Choose Harnam Das Loan Service?
With decades of experience in financial consultation and strong banking-sector relationships, we help clients understand and explore suitable financing options.
01
20+ Years Of Experience
More than two decades of experience in financial consultation since 2003.
02
Deep Banking Expertise
Strong practical experience in loan management and banking solutions.
03
Wide Loan Portfolio
Specialists in Mudra, CGTMSE, unsecured CC, MSME and other financial solutions.
04
Transparent Guidance
Clear communication and professional assistance throughout the consultation process.
HDLS
Financial Consultation
WORK PROCESS
Step-By-Step Loan Solutions
A simple and professional approach designed to make your loan consultation journey easier to understand.
Application & Consultation
Our experts understand your financial needs and help you explore the right loan option.
Verification & Evaluation
We assess your documents and financial profile for a clear and transparent consultation process.
Approval & Disbursal
Once approved by the lender, funds are disbursed according to the agreed loan terms.
PLAN YOUR NEXT STEP
Your Financial Goals Deserve The Right Guidance.
Whether you are planning business expansion, working capital, property finance or a home purchase, our team can help you understand available financial solutions.
Discuss Your Requirement →
CLIENT TESTIMONIALS
What Our Clients Say
“
It was an amazing experience! We were truly surprised to see our loan approved within just 2 days. The entire process was smooth, transparent, and handled very professionally.
PG
Mr Pratik Gite
Client
“
The entire loan process was handled with exceptional efficiency. Jitendra ensured everything was completed seamlessly from approval to disbursement.
PJ
Mr. Prashant Junnare
Hotel Golden Chariot
“
Jitendra handled everything smoothly and faster than expected. The entire process was professionally coordinated and easier than we anticipated.
RP
Mr. Rajesh Pingle
Baba's Golden Chariot Hotel
FREQUENTLY ASKED QUESTIONS
Have Any Questions?
Find answers to some common questions about our loan consultation and financial assistance services.
Ask Our Team →What types of loans do you offer? +
We offer a wide range of loan solutions including Business Loans, CGTMSE Loans, Mudra Loans, SME Loans, Home Loans, Construction Finance and Loan Against Property, subject to applicable eligibility criteria.
What is the eligibility for a Mudra or Business Loan? +
Eligibility depends on the applicant's profile, business requirements, financial documents, lender policies and other applicable criteria.
Do I need collateral for a Mudra or CGTMSE Loan? +
Certain schemes may offer collateral-free credit for eligible applicants, subject to the applicable scheme guidelines and lender assessment.
How can I discuss my loan requirement? +
You can contact our team using the phone numbers, email address or enquiry section provided below.
GET IN TOUCH
Let's Discuss Your Financial Requirement.
Tell us about your requirement and connect with our team for professional financial consultation and guidance.
☎
PHONE
+91 98777 77482
@
EMAIL
info@hdls.in
⌖
LOCATION
I 69, 3rd Floor, Sector 9,
Noida, Uttar Pradesh 201301
LOAN ENQUIRY
Start Your Financial Conversation
Share your requirement with our team and we'll help you understand the next steps.
Send An Enquiry → Call +91-98777 77482
HARNAM DAS LOAN SERVICE
Move Forward With Professional Financial Guidance.
Business finance, MSME loans, Mudra, CGTMSE, home loans, property finance and more — explore the right solution for your requirements.